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Financial advice is an interesting profession to be in as telling someone to do something that is not predictable is hard. It could be the wrong advice for someone and still be right! It is all about going deeper than a questionnaire on risk tolerance. If someone is highly risk averse gets a sudden drop and is over whelmed they will sell a good investment that is only good if held for a long period. It only shows how important the discovery process is and professionally unco

Overview My dear friend Julie’s world was shattered when her husband suddenly died of a heart attack. At the time of Jim’s death, he and Julie lived in a gorgeous California house, with a luxurious pool and more square footage than they needed. Suddenly responsible for this mortgage and all of their expenses, Julie was losing sleep and worrying deeply about her retirement. She knew she would have to invest aggressively in order to cover her basic expenses and understood the u

The markets have given investors much to cheer about over the last 2 years recording 20% plus gains for the first time since the late...

I am going to share a secret that I know about investing that Wall Street hates me sharing! It is a strategy that makes you money but...

Being old does have some advantages in the fact that the best way to learn something is by seeing it a few times and having to work...

History tells us great stories if we are willing to listen. "Those who cannot learn from history are bound to repeat it." Winston...

Art Cashin is one of my favorite Wall Street personalities. He has been on the floor at the NYSE for over 50 years and has seen as close...

I have been a fan of dividends for 30 years and they are especially valuable in times of difficulty for the markets and economy. Going...

This is a time unlike any other in human history! Think about the intensity of what we have just endured. The insanity of fear for our...

The Fed is trying to thread the needle by raising interest rates to fight inflation and is failing miserably! The edges are beginning to...

Do you know where the income from your retirement portfolio is coming from to pay your monthly expenses? A customized floor income plan can provide specific recommendations to match income and cash flow to necessary household expenses. Hi, I'm John. I started with retirement income planning 25 years ago when I entered the Wealth Management Industry. The most rewarding part of my business is to see families truly enjoying their retirement fully. Starting with a floor income pl