Hello, I'm John...
"I began guiding families and planning for their retirement lifestyles 25 years ago. The principle of our firm is to develop and implement custom investment plans for a dependable income in retirement. This starts with a floor income plan that is stable and gives them confidence that their base expenses are comfortably covered. This frees them to enjoy hobbies, travel, purposeful relationships, and adventurous enrichment. The most rewarding part of my business has been to counsel families to truly enjoy a happy and healthy retirement together.
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I look forward to talking to you about your custom planning needs."
John Lohrenz
President of JKL Wealth Management
CA Insurance License #0B21440
NAMED 5 STAR WEALTH MANAGER 7 TIMES BY SAN DIEGO MAGAZINE INCLUDING 2024*
"If I could give John Lohrenz 10 Stars for this Testimonial, I would.
I have been working with John as my sole financial advisor since I retired as a Marketing Account Executive for AT&T almost 30 years ago. Through those many years I can definitely say ours has been a wonderful, prosperous and collaborative relationship.
I could cite many reasons why John is such a successful caretaker and builder of financial portfolios, but one of his greatest attributes is his ability and willingness to LISTEN and then ask the kind of questions that lead to positive results.
Our partnership has stood the test of time because he sincerely cares about each and every one of his clients. He knows very well what our personal goals, hopes and dreams are at any given stage of our lives--and he works very hard to help us achieve them.
Since 1997, throughout all the ups and downs, pandemics and whims of the markets, John has helped guide my portfolio to a place that provides me a comfortable retirement. And because of the trust I have in him, his positive attitude, and his extensive financial knowledge and creativity--he is also able to provide me a good night's sleep too!"
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- Elsie Burke (San Diego, California)
What makes me different...
Get a second opinion on your retirement strategy
My Wealth Management Services
Income Investing
Income investing is an investment strategy that prioritizes generating a steady stream of income from investments, rather than solely focusing on capital appreciation (growth). It can be a valuable strategy for creating a steady income stream, especially for retirees or those seeking supplemental income. However, careful planning, diversification, and understanding the associated risks are crucial for success. Consulting with a financial advisor can also provide valuable guidance in developing a personalized income investing strategy.
Retirement Planning
Embarking on the journey to early retirement requires thoughtful preparation and proactive decision-making. Begin by clarifying your priorities and understanding the financial milestones necessary to achieve your vision of financial independence. Each step you take brings you closer to a future where your time is truly your own.
Investment Management
Investment management, also referred to as asset management or portfolio management, is the professional handling of an individual's or institution's financial assets and securities to achieve specific investment goals. Registered investment managers are typically held to a fiduciary standard, meaning they have a legal and ethical obligation to act in their clients' best interests.
Concentrated Stock
A concentrated stock position occurs when a large portion of an investor's portfolio is invested in a single stock, often exceeding 10% of the total portfolio value. This situation can arise from various factors, including stock options, inheritance, or long-term holdings in a successful company. While it can lead to significant gains if the stock performs well, it also exposes the investor to substantial risk, as a decline in the stock's price can severely impact the portfolio's overall value.
Legacy Planning
Legacy planning is a holistic approach to ensuring your values, wishes, and assets are preserved and passed on to future generations. It goes beyond traditional estate planning, which primarily focuses on the legal and financial aspects of wealth transfer, by incorporating personal and ethical considerations.
