A holistic approach to your retirement.

An integrated understanding of your retirement lifestyle and living healthy and happy.

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Welcome Letter from John.

I began guiding families and planning for their retirement lifestyles 25 years ago. The principle of our firm is to develop and implement custom investment plans for a dependable income in retirement. This starts with a floor income plan that is stable and gives them confidence that their base expenses are comfortably covered. This frees them to enjoy hobbies, travel, purposeful relationships, and adventurous enrichment. The most rewarding part of my business has been to counsel families to truly enjoy a happy and healthy retirement together.

I look forward to talking to you about your custom planning needs,

John Lohrenz
President of JKL Wealth Management
CA Insurance License #0B21440

Media & News

Our Process

Step One

Discover your Floor Income Needs

Analyzes your current assets and identify your future goals for retirement income. Evaluate the basic expenses that you have to spend every month to maintain your current lifestyle.

Step Two

Project your goals and evaluate your assets and income

Perform a gap analysis on income vs expenses. This includes your household expenses, medical cost, food, and Transportation. Evaluate your risk in your current portfolio based on today's investment climate.

Step Three

Developing Your Floor Income Plan

Develop and implement a custom plan using strategic investments that provide dependable income to cover monthly expenses and aspirational goals

Our Services

Each family that we work with has needs that require a customized strategy. We use our 25 years of experience to help you and your family anticipate and navigate your unique circumstances and obstacles.

We specialize in helping you with:

Retiring comfortably without the worry of running out of money.
Supporting your children to meet the world head-on as adults.
Taking care of aging parents any way we need to.
Leaving a legacy that has meaning.

Media & News

Resources

Do you have anxiety about your retirement?

The current state of our markets, the election, and interest rates are one of the most difficult starting points for retirement planning I've seen in 25 years.

January 10, 2020
Resources

White Paper: Floor Income Retirement

Analyzes your current assets and identify your future goals for retirement income. Evaluate the basic expenses that you have to spend every month to maintain your current lifestyle.

November 21, 2019
Resources

Do you have a floor income plan for your retirement?

Do you know where the income from your retirement portfolio is coming from to pay your monthly expenses? A customized floor income pan can provide specific recommendations to match income and cash flow to necessary household expenses.

November 21, 2019
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Contact Us

731 S. Hwy 101, Suite 2K,
Solana Beach CA 92075

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Phone: (858) 535-1705
Fax: (858) 535-1701